Our philosophy embraces the Total Return Process ®, which expands the traditional definition of the financial planning and investment management to include the integration of legal, tax, insurance and investment strategies.
These strategies are not mutually exclusive, but may be promoted as such by traditional advisers. The four strategies must be managed and integrated throughout an individual’s life cycles of wealth accumulation, preservation and distribution.
The strength of the Total Return Process ® is that it applies to everyone regardless of economic or social status. Proper integration and balance of these strategies assists in the execution of a broader philosophy that money is a means to an end, not an end itself.
Personalized financial plans
Plans are personally designed for each client using the “IADS” process- identify, analyze, diagnose, and solve. We begin by identifying your goals, expectations, and desired outcomes. To work towards those goals, we analyze several areas of your current investment strategy including insurance policies, tax history, retirement contributions, and current investments. We then focus on the gaps within each of those areas and help solve those problems by redesigning a strategy that helps you pursue your goals.
Tax and legal services are not offered by LPL Financial or Mason-McBride Capital Advisors, LLC.