Frequently Asked Questions

Q. What makes Mason-McBride Capital Advisors, LLC, different from other financial advisors?
A. We adopt a holistic approach to our client's financial needs by applying a "Total Return Process^®" where investment, insurance, tax and legal issues are considered. In addition, we are completely independent of the product and have no interest in proprietary products or services.

Q. What major trends in financial planning or investment should clients and consumers be aware of over the next 12-18 months?
A. The definition of risk may need to expand. Potential market volatility and erosion of purchasing power should be incorporated into a client's goals, objectives and discussion of risk.

Q. How do you know if you need a financial planner or investment advisor?
A. If you find yourself possessing any of the following characteristics:

• You're busy and don't have time to study in depth all of the relevant materials and stay on top of changing conditions.
• You procrastinate because of the overwhelming preparation and information review that is necessary to make an informed decision.
• You're not making any progress with your financial goals and can't identify possible solutions.
• You're great at a number of things, but financial planning and investments are not one of them.
• You regularly hire professionals to assist you with other aspects of your life.

Q. What are the essential elements of a sound financial and investment plan?
A. A thorough integration of a client's legal, tax, insurance and investment strategies can help ensure that a plan is compatible with a client's overall objectives and risk tolerance.

Q. Should you use the same advisor for your business investing that you use for your personal investing?
A. A financial advisor assisting with both business and personal needs can be particularly useful for small business owners to help ensure that there are no contradictions or conflicts between the programs.

REMEMBER
WHEN EVALUATING YOUR CURRENT ADVISOR, OR IN TALKING WITH AN ADVISOR YOU ARE LOOKING TO HIRE, THE FOLLOWING QUESTIONS SHOULD BE REVIEWED:

1. DOES YOUR ADVISOR UNDERSTAND YOUR SPECIFIC NEEDS AND HAVE THE ABILITY TO PERSONALIZE SOLUTIONS?
2. DOES YOUR ADVISOR MEET YOUR STANDARDS FOR KNOWLEDGE, EXPERIENCE AND INTEGRITY?
3. DOES YOUR ADVISOR IMPLEMENT STANDARDS FOR IDENTIFYING, ANALYZING AND DIAGNOSING YOUR SITUATION IN ORDER TO DETERMINE WHAT A POTENTIAL SOLUTION IS?